Frequently Asked Questions

Fill out this form and an agent will contact you within 5 business days. Please look out for our call, as our agents typically will only reach out three times before moving onto another application. 

Yes, Our Konnect health insurance plans cover mental health services such as therapy and counseling. They also cover services for substance misuse disorder treatment ("rehab").

Our Konnect health insurance plans have a network of providers that varies by plan and location. Our agents will work with you to find the best plans and providers that fit the specific needs of you and your family.

 Our agents have years of experience and will work with you to select the right plan.

This is the new Affordable Care Act (ACA). Due to Covid 19, the subsidies have been

permanently increased, creating free health insurance for many.

Medicaid is for people under 65, and Medicare is for people over 65. Medicaid approval is minimal. Only 17.8% get approved as of 2021, and 100% of people get approved with Our Konnect. With Medicare, almost everyone can receive; however, there is a considerable need for Medicare Supplemental Plans, and Our Konnect offers those plans for free.

You can keep your insurance. The representatives at Our Konnect will contact you quarterly to update your file. However, feel free to reach out to an agent with any questions.

It covers your doctor’s visits, medications, mental health, substance abuse treatment, surgery, nursing home coverage, hospice care, and pregnancy.

Yes. The health plan is still free for your family members.

Our Insurance is certified and suitable in all 50 states. If you move, contact our agents and we will get your address updated with your providers.

Yes, However, our agents will reach out to you at renewal time around October every year to make sure the plan doesn’t need to be changed to fit your needs.

No, your premiums will only increase if you significantly increase your yearly income ($50,000 or more).

Yes, through the ACA, the rules allow this insurance to be available to all.

Insurance coverage is available from birth and continues.

All prescriptions are available through these health plans.

Yes, absolutely many of our clients are self-employed.

Yes, ALL pre-existing conditions and medications are covered.

Yes, you are still eligible to receive benefits. You must have at least a Tax ID number.

There is no need for a bank account as health insurance is free.

All plans have a generous selection of providers. Generally, you will have more than 12 doctors within a 12-mile radius of your location.

We will reach out based on the contact number provided on the application. If you do not have a physical address when the card arrives, it will be sent to you digitally by cell phone or email.

No, you will be taxed only if you are not honest when asked about employment during your yearly update -- as long as you are honest about your income.